Our Services

While developing a customized financial/insurance program, we will walk you through a step-by-step process that will help make you feel confident in your decisions.

Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute a sound financial/insurance program utilizing the following products and services from an "Independent/Unbiased" approach:


  • Income for Life Model TM   www.Agency65.Retirementtime.com
  • Retirement Income Planning
  • Risk Protection for Privately-Held Businesses
  • IRA's
  • Life Insurance 
  • Annuities
  • Social Security Optimization Planning
  • Medicare Supplements/Medicare Advantage Plans
  • Disability/Critical Illness